Five things to consider and five things to avoid when buying your first home

Posted by siteadmin on Thursday 2nd of January 2020

Five things to consider and five things to avoid when buying your first home

Securing a mortgage and buying your first home is an incredibly exciting yet daunting time. The house-buying process can sometimes feel like a minefield of legal proceedings and spending excessive amounts of money. However, the process doesn’t have to be difficult – here’s five things that you should consider and five things that you should avoid when buying your first home.

 Five things to consider:

 1.    Planning for a deposit

Typically, the deposit for a hou...

Spending and Budgeting

Posted by siteadmin on Friday 13th of December 2019

Are you taking responsibility of your spending?

Taking responsibility of your spending means living within your means and not spending money you can’t really afford. Essentially, this comes down to making sure you have less outgoings than your net income to ensure that all financial responsibilities, such as bills and other necessities, are taken care of.

Being financially responsible doesn’t mean you can’t spend your hard-earned money. It’s still possible to spend money on things you enjoy, the key is budgeting effectively. Plan firstly f...

Gifting at Christmas - or any other time

Posted by siteadmin on Monday 25th of November 2019

Think before giving a generous Christmas gift (or at any other time …)

We all want to treat our loved ones, especially when it comes to Christmas or Birthdays.

Perhaps you’re a grandparent wanting to give an extra special gift to your grandchildren this Christmas or a new parent wanting to create a nest-egg (to gather interest) they’ll enjoy when they’re older.

Whatever the reason for your gifts this Christmas - and whoever the recipient - it’s important you’re making the most of your money. To do this, you need to be aware of the tax imp...